Best Credit Cards With Lounge Access in India 2024

Often wonder if traveling could be made better if you got the access to the extra-ordinary lounges while you wait on for your flights, well guess what today in this personal finance blog article we will discuss about the credit cards that are available for your lounge access in India. There are plenty of credit cards out there for you to choose but there are a selected few that give individuals the benefits of accessing lounges when and how they wish. These credit cards are often given off to high income individuals who probably have an annual package in lakhs making some of the normal folks not anywhere near them. Today we will take you through 9 credit cards with lounge access in India.

Before going in more about about the best credit cards with lounge access , let delve into types of lounges available in airport and the facilities that are provided by them.

man holding luggage bag
Photo by Victor Freitas on Pexels.com – airport lounge access

Types of Lounges

There are three types of lounges that are available at the airport these lounges are airport lounges, Pay Per Use Lounges and First Class Lounges.

Pay Per Use Lounges

Pay Per Use Lounges are lounges that are provided in the airport on the basis of paying before entering the lounge. The travelers need to pay a one time fee which is paid to enjoy the Wi-Fi and f=unlimited food provided within the lounge.

Airline Lounge

These lounges are usually are affiliated with the Airline, passengers that are travelling with the airline on a regular basis and are a part of their loyalty program often get access to these particular air lounges. For example: Thai airways have special lounges for their business class travelers known as silk route lounge.

First Class Airline Lounges

First Class airline lounges are exclusive to only international travelers that travel within the first-class cabin of the airline. First Class lounges are known to provide these travelers with impeccable luxurious amenities and along with utmost comfort while travelling.

What are the benefits from lounge access

The airport lounges provide travelers with benefits such as complimentary food, drinks , alcohol, Wi-fi, comfort resting area, less-crowded washrooms, own charging station for your mobile and laptop and of course Spa and Wellness services.

Best credit cards with Lounge Access in India

The credit credits help us avail the services of lounge area and allow us to enter lounges which are usually restricted to common travelers. Here is the list of the best 9 credit cards.

1. HDFC Infinia Credit Card

HDFC Infinia Credit Card -credit cards with lounge access
HDFC Infinia credit card

HDFC Infinia credit card is a very well known metallic credit card for its customers who are really busy and make trips often to and from to various destinations. The joining fee of HDFC Inifinia Credit card is Rs 12500.

The lounge benefits of the HDFC Infinia credit cards allow the credit card holders to access unlimited complimentary lounge access at airports within and outside India at 1000 plus airport lounges while using this Priority Pass. Other benefits of this card include Complimentary nights and buffet at participating ITC hotels, complimentary Club Marriot membership for the first year and Global Personal Concierge -24 x 7.

2. HDFC Regalia Gold Credit Card

HDFC Regalia Gold Credit Card
HDFC regalia gold credit card

Another credit card provided by the HDFC bank. This credit is well know for customers who often travel, purchase products and dine-in multiple restaurants. The annual fee is Rs 2500 along with a add-on joining fee.

The lounge benefits of the HDFC regalia Gold Credit Card benefits travelers with a maximum of 12 complimentary lounge access within India , anything above the quota can be chargeable by the lounge and the lounge benefits also depend on the amount of spending that a credit user does during every quarter. Other benefits of the credit card include Rs 1500 worth vouchers on quarterly spend of Rs 1 lakh and 5X reward points of spending at selected retailers such as Myntra, Marks & Spencer, Nykaa and Reliance Digital.

3. HDFC Diner Club Privilege Credit Card

HDFC Diner Club Privilege Credit Card
HDFC Diner Club Privilege credit card

HDFC’s premium credit card from the HDFC Bank which has almost similar features as HDFC Regalia Gold credit card. It is the best credit card option for those who tend to travel frequently. The annual fee is Rs 2500 for the HDFC Diner Club plus taxes.

The lounge benefits of the HDFC Diner Club Privilege credit card offers 2 complimentary lounge access worldwide in selected lounges every quarter. Other benefits of the credit card include complimentary annual memberships of Swiggy One and Times Prime as Welcome Benefits and a Buy 1 Get ! free on movie and non-movie weekend tickets if bought through the BookMyShow platform.

4. HDFC Diners Club Black Credit Card

HDFC Diners Club Black credit card
HDFC Diners Club Black credit

One of the most premium card in HDFC Bank cards is HDFC Diners Club Black Credit Card, The annual fees of this card is Rs 10000 and the credit card user can waive the renewal fee waived if the user spends a total of Rs 5 lakhs in 12 months duration.

The lounge benefits include unlimited airport lounge access to more than 1000 plus lounges located both in India and Abroad. Other benefits of this premium credit card includes complimentary annual memberships of Forbes, Amazon Prime, Club Marriot, MMT Black and Swiggy One for 3 months. It also offers complimentary rides on the Ola cabs, tickets from BookMyShow and free training sessions to cult.fit Live.

5. Axis Bank Select Credit Card

Axis bank select credit card
Axis Bank Select Credit Card

This credit card by Axis Bank is useful to those who spend on travel and shopping a lot, and is known as one of the most affordable credit card with an annual fee tag of Rs 3000.

The lounge benefits of Axis Bank Select credit card offer up to 12 complimentary International airport lounge access through Priority Pass membership. Other lounge benefits of this card incudes renewal offers on Big Basket and Swiggy, Priority Oass Membership renewal on annual spend of 3 lakh and 6 complimentary gold rounds per year for this credit card holder.

6. Axis Bank Signature Credit Card

Axis Bank signature credit card for lounge access
Axis Bank Signature credit card

Another Credit card with minimal annual fee, that grants benefits to its users who travel or shop extensively. The Axis Bank Signature Credit card offers its holders multiple lounge access across the world. Other Benefits of the credit card include flexible spending limits and complimentary vouchers from Indigo Airlines.

7. ICICI Bank Emeralde Credit Card

ICICI Bank EMERALDE
ICICI Emeralde credit card

One of the most premium credit cards in the Indian banking cards, the ICICI Bank Emeralde credit card has an annual fee of Rs 12000 plus taxes and the annual fee can be waived off with a expenditure of Rs 15 lakhs in 12 months.

The lounge benefits of the ICICI Bank Emeralde credit card offers unlimited complimentary international lounge access and unlimited complimentary domestic lounge access. Other benefits of the credit card include unlimited complimentary domestic airport spa access, complimentary rounds of golf each month and a shopping voucher from Tata CLiQ worth Rs 5000 on your birthday month.

8. SBI Platinum Corporate Credit Card

Best credit cards with lounge access
SBI Platinum Corporate Credit Card

One of the most premium credit cards that does not have an annual fee. The SBI Platinum Corporate Card is accepted at over 38 million outlets across the globe making it one of the most used and highly recognized in the world.

The lounge benefits of this premium credit card offer Lounge access to all the selected lounges within India and lounge access to more than 600 international airport lounges worldwide with the Priority Pass Membership. Other benefits of this card include travel insurance for baggage loss up to Rs 75,000 and a sum of Rs 7,500 on baggage delays.

9. SBI Elite Credit Card

SBI ELITE - Best credit cards with lounge access
SBI Elite credit card

Another premium card of SBI but requires an annual fee of Rs 4999. Due to its recognition , it is also referred to as the best credit card that offers exclusive lounge access and privileges .

The lounge benefits of the SBI Elite Credit card offers complimentary Priority pass Membership worth Rs 7500, 6 complimentary access to lounges worldwide and 2 complimentary passes for domestic lounges located in India. Other benefits of this worth credit card includes welcome bonus of Rs 5000 and free movie in a year including a complimentary Club Vistara membership.

How many complimentary lounge visits does a card offer?

Please check the terms and conditions of your specific card to know how many complimentary lounge visits it offers. Usually the minimum is 2 which extends to almost 12 complimentary lounge access.

Which credit card in India gives lounge access?

Many Indian banks such as HDFC, ICICI Bank, SBI and Axis credit cards offer lounge access.

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